When you drive a car in Alabama, Mississippi, Tennessee, or Texas, it is required that you have auto insurance and specific coverage limits in your policy. If you don't have at least the minimum amount of car insurance required by the state, you can face steep fines or even jail time. The tort system in the state causes drivers to be liable for the damages they cause, such as medical costs and property damage costs, as well as for money lost for lost wages and even money for pain and suffering. Call Magic City Insurance Group LLC in Vestavia, AL, if you need car insurance in Alabama.
Your car insurance policy must have at least a set minimum for the amount of bodily injury liability coverage for one person injured in an accident. It also has another minimum amount required for everyone injured in an accident. You are not required to have coverage for your medical bills.
In addition, your policy must have at least the mandatory minimum amount of coverage for property damage liability. The state does not require any coverage for damage done to your vehicle. Though if you want that type of coverage, collision insurance is available.
The state also requires that drivers have coverage for uninsured or underinsured motorists. This includes a set minimum amount for bodily injury coverage for one person injured in an accident and another amount for everyone injured.
If you need auto insurance in Alabama, Mississippi, Tennessee, or Texas, give us a call at Magic City Insurance Group LLC in Vestavia, AL to find out more about it. Don't drive without insurance- get coverage to stay legal when you drive.
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